An SR-22 is not an insurance policy — it is a certificate of financial responsibility filed by your insurance carrier with the Florida DMV on your behalf. If the state has required you to carry an SR-22, Insure USA, Inc. can help you get compliant quickly and affordably.
What Does SR-22 Filing Cover?
- Proof of auto liability coverage meeting Florida minimum requirements
- Electronic filing directly with the Florida DMV on the same day
- Continuous coverage notification — your carrier alerts the DMV if coverage lapses
- Non-owner SR-22 coverage if you do not own a vehicle
- Affordable rates despite your driving record — we shop multiple carriers
What Happens If Your SR-22 Lapses?
If your auto insurance lapses while an SR-22 is required, your carrier is legally required to notify the Florida DMV. The state will then suspend your driver’s license and you will have to start the SR-22 requirement period over. Maintaining continuous coverage is critical.
Who Needs an SR-22 in Florida?
Florida courts and the DHSMV require an SR-22 after serious driving violations including DUI or DWI conviction, driving without required insurance, accumulating too many points on your driving record, at-fault accidents while uninsured, and certain reckless driving convictions. If you have received a letter from the DHSMV requiring proof of financial responsibility, contact us today.
Get SR-22 Filing in Orlando, Florida
Insure USA, Inc. is an independent agency serving Orlando and all of Florida. We compare SR-22 Filing options from multiple top-rated carriers to find the best combination of price and protection for your situation. Call us at (321) 235-7377 or request a free quote online.